Credit Scores
How to Close a Credit Card With Minimal Damage to Your Score
I’m in my friend Bari Tessler’s Art of Money year-long money school both as a participant and as a guest speaker and I was asked about closing a credit card. Side note: Bari’s new book, Art of Money, is one of the books I recommend for dealing with the emotions of money. It’s especially good…
Read MoreA Nifty FREE Tool To Help With Credit Building Decisions
Do you ever wish you could know if you were pre-qualified for a credit card before you apply, so you could avoid the hard pull and the hit on your credit score? American Express has this nifty little tool that allows you to see if you’re pre-qualified for their cards, without a hard pull on…
Read MoreWhat To Do When You’re Maxed on Your Credit Cards and Maxed on Your Ability to Pay
This week I want to talk about a pickle I know a lot of people are in. You’ve got a lot of credit card debt, and you’re maxed on your ability to pay them down. I have been talking with a client about this. We are getting some old collections off her report that will definitely improve her score, but…
Read MoreThe Total Amount of Credit Scores You Have
Most people think they have just one credit score, and that all lenders use this single score to measure your creditworthiness. But not only do you have over 30 credit scores, a quick web search will also reveal seemingly endless ways to obtain them — all offered to you with costs ranging from free to…
Read MorePaying On Time and One Extra Step for the Highest Credit Score
I’ve been deep in the writing rabbit hole the past couple weeks. I wrote an article for the Daily Worth about failure that’s currently under edits. And not just hypothetical failure, but my own failure. I’ll keep you posted when it’s published. I hope it helps put some prospective and maybe some salve on any failures you’ve…
Read MoreDating Someone When Your Credit Is Bad
This is a two part series. Look for next month’s How To Date Someone When THEIR Credit is Bad When YOUR credit is less than stellar and you’re dating someone who has their financial house in order, it doesn’t come into play until you realize things might be getting serious and your finances might…
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